Build a portfolio diversified across market caps, investment styles, and geographies.
Do not, however, enter expecting quick returns.
Do not keep a large portion of your long-term portfolio in FDs.
A rider is a supplementary cover which can be purchased with the base policy by paying an additional premium.
A crucial point anyone purchasing health insurance must heed is the need to declare PEDs.
Only investors with a higher risk appetite should enter these funds.
Health insurance coverage should be hiked periodically to keep pace with medical inflation, or increase in healthcare costs.
Why timebox? Most knowledge workers feel overburdened. Like The Joker in the Batman movies, we have all, at one point or the other, muttered to ourselves: 'So much to do, so little time.'
'Avoid rushing into any financial transactions or disclosing personal information.'
'Investing abroad helps mitigate currency risk for foreign-currency denominated goals, such as children's higher education and international travel.'
A portfolio can be rebalanced by either selling a portion of the outperforming asset class or by buying more of the underperforming asset class.
'Young investors with limited funds should ensure that investing in NPS does not crowd out their other, more liquid, investments.'
Investors should use a mix of active and passive funds.
Tactical investors should have an investment horizon of around six months to one year, long-term investors should stick around for 10 years or more.
Investors must adopt a balanced approach, incorporating both styles in their portfolios.
Customers who possess gold jewellery but are either being denied a personal loan or are being asked for a high interest rate due to their poor credit profile may consider a gold loan.
LTA can be claimed only for domestic travel and is available for two journeys within a block of four years.
Those who cannot bear significant downturns (as much as 40 per cent) or have a short horizon should exit entirely.
'If equities perform well in a year, withdraw money from equities. If the equity market is down, shift withdrawal to the debt portion.'
Borrowing from a fraudulent loan app subjects the borrower to a variety of risks.